What changes in your paycheck in 2027
The IRS released the 2027 inflation adjustments on November 5, 2026 (Revenue Procedure 2026-35), and Social Security announced its 2027 wage base in October. Together they set how much is withheld from paychecks starting in January.
- Standard deduction: $16,600 single, $33,200 married filing jointly, $24,925 head of household (up $500, $1,000 and $775).
- Tax brackets: every bracket moves up about 3%. For single filers the 12% bracket now starts above $12,800 and the 22% bracket above $52,025; the 24% bracket starts above $109,125.
- Social Security wage base: $192,300, up from $184,500. Above that, the 6.2% tax stops for the rest of the year.
- California SDI: rises to 1.4% of wages from 1.3%.
- New York Paid Family Leave: the maximum annual deduction rises to $451.81 from $411.91.
How much more you'll take home
| Salary | 2026 take-home / year | 2027 take-home / year | Difference |
|---|---|---|---|
| $40,000 | $34,320 | $34,388 | +$68 |
| $60,000 | $50,390 | $50,458 | +$68 |
| $80,000 | $65,110 | $65,391 | +$281 |
| $100,000 | $79,180 | $79,461 | +$281 |
| $150,000 | $113,791 | $114,150 | +$359 |
Single filer in Texas (no state income tax), paid every two weeks, W-4 defaults, no pre-tax deductions. Federal withholding and Social Security only.
The IRS turns these numbers into withholding tables in Publication 15-T, usually finalized in December. Our 2027 calculator builds those tables with the IRS's own method, which reproduces every row of the 2026 tables exactly. We'll check it against the final publication as soon as it's out. States also publish 2027 withholding tables around the new year; until then the 2027 setting uses each state's current rules.
Try the 2027 paycheck calculator →
General information, not tax advice.