Paycheck Decoder
New York · hourly pay · 2026

New York hourly paycheck calculator

Enter your hourly rate, hours and overtime to see what lands in your account after federal and state taxes.

  • See exactly how each tax is worked out
  • Uses the official 2026 IRS and state withholding formulas
  • Includes 401(k), health, overtime and W-4 settings
  • Free and private: nothing leaves your browser
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Estimated take-home per paycheck
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    Also for New York: paycheck calculator · hourly · salary · take-home pay by job

    New York take-home pay by hourly rate

    WageGross / 2 weeksTaxesTake-home / 2 weeksPer week
    $12/hour$960.00$143.00$817.00$408.50
    $15/hour$1,200.00$201.44$998.56$499.28
    $18/hour$1,440.00$262.59$1,177.41$588.71
    $20/hour$1,600.00$303.37$1,296.63$648.32
    $22/hour$1,760.00$344.14$1,415.86$707.93
    $25/hour$2,000.00$405.29$1,594.71$797.36
    $30/hour$2,400.00$507.22$1,892.78$946.39
    $35/hour$2,800.00$633.38$2,166.62$1,083.31
    $40/hour$3,200.00$775.31$2,424.69$1,212.35
    $50/hour$4,000.00$1,060.78$2,939.22$1,469.61

    40 hours a week, paid every two weeks, single, W-4 defaults, no pre-tax deductions.

    How New York taxes hourly pay

    New York State withholding uses graduated rates from 3.9% up to 11.7% for the highest incomes, after a deduction allowance ($7,400 single or head of household, $7,950 married) and $1,000 per IT-2104 allowance. The state's exact-calculation tables include "recapture" brackets, so the rate can jump around in the middle of the scale; this calculator uses the official annual schedule.

    New York City residents also pay city income tax, 2.05% to 4.25% (tick the NYC box). Yonkers residents pay a surcharge not included here.

    Two small payroll deductions apply to most private-sector workers: NY disability (SDI), 0.5% of wages up to $0.60 a week, and Paid Family Leave, 0.432% of wages up to $411.91 in 2026.

    Hourly workers pay the same taxes as salaried staff. What changes is that your check moves with your hours, so withholding moves with it: a week with overtime is withheld as if every week looked like that.

    Questions

    How much is $20 an hour after taxes in New York?

    About $1,296.63 every two weeks ($648.32 a week) for 40 hours a week, single, W-4 defaults, 2026 rules. That's about $33,712 a year.

    How is overtime taxed in New York?

    Overtime is taxed like regular pay, but a check with overtime is annualized as if you earned that much every period, so more is withheld from that check. At $20 an hour with 10 overtime hours in a two-week period, take-home is about $1,520.19 instead of $1,296.63. Any new federal deduction for overtime is claimed through W-4 Step 4(b) or on your tax return.

    Sources